California Supplemental (CSE) Practice Exam

Which agreement requires general liability, automobile, and professional liability insurance?

1. B201, client agreement

2. B102, owner/architect agreement

3. B105, service agreement

4. B204, sub-consultant agreement

The correct answer is: B102, owner/architect agreement

The agreement that requires general liability, automobile, and professional liability insurance is the owner/architect agreement, which is reflected in option B. This type of agreement involves the responsibilities and liabilities of both the architect and the owner in a construction project. By mandating these specific types of insurance, the owner/architect agreement seeks to protect both parties against various risks associated with the project, such as third-party claims, vehicle-related incidents, and professional errors or omissions. General liability insurance protects against claims for bodily injury or property damage that may occur during the execution of the project. Automobile insurance is required to cover incidents involving vehicles used for project-related activities. Professional liability insurance, often referred to as errors and omissions insurance, safeguards against claims of negligence or failure to provide adequate services. Each of these insurances plays an essential role in mitigating potential risks, ensuring that both the architect and the owner have adequate protection as they collaborate on the project. The other agreements listed may have their own insurance requirements, but they do not typically encompass such comprehensive coverage as specified in the owner/architect agreement.